American Mortgage Finance

American Mortgage Finance

America's Mortgage Source
 
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.....American Mortgage Finance: America's Source for Payment Option Mortgages, Refinances, Loans

 
 

If you would like flexibility with your monthly mortgage payments, the Pay Option ARM mortgage may be exactly what you're looking for.

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Are you looking for flexibility in your monthly mortgage payment? If so, you might want to consider a payment option ARM.

An Option ARM, often referred to as a pay option ARM, 1 month option ARM, cash flow option ARM, flex option ARM, 1 month MTA, pick a payment loan, or smart choice loan has many advantages for those who are hoping minimize their mortgage payments and increase their disposable income for other activities and/or investments.

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These loans are ideal for:
People who do not want to put the majority of their money into their homes.
Those looking to pay off their existing mortgage(s) quickly.
Homeowners who are looking to use their money to payoff other debts and liabilities.
Clients in states with rapid real estate appreciation - such California, Florida, Virginia, Maryland, Pennsylvania, Washington, Massachusetts and other niche areas of the country - who want to use the minimum payment feature to qualify for a higher priced home.
Self-Employed borrowers who are looking for stated income financing.
   

Each month, cash flow option arm programs typically come with four different payment choices for the borrower to make:
An interest only option.
A thirty year or forty year fixed-rate payment.
Fifteen year fixed alternative.
A pre-determined minimum payment which sometimes may start at a rate as low as 1%.

 

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Pay option ARM products do carry a substantial amount of risk. Rates will adjust and payments will change over time. Thus, it is extremely important that consumers examine the risks and rewards of these programs prior to making an informed decision. To help minimize risk, be sure to pay close attention to the margin of the loan and consider a slightly higher introductory payment rate.

 

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American Mortgage Finance, Inc.

3003 Babcock Blvd. Suite# 102

Pittsburgh, PA 15237

Phone: 412-931-1999

Toll Free:  1-866-503-REFI

email: info@americanmortgagefinance.net

 
 
Please complete the form to get a quote within 1 hour or to speak with a  live AMF loan specialist*:

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*American Mortgage Finance, Inc. may ask you to provide information only for reference. We do not sell private information to outsiders for any other activity.

Licensed by the Pennsylvania Dept. of Banking as 16265 & 16644

Licensed by the Virginia State
Corporation Commission as MB-4257

Licensed by the Florida Office of Financial Regulation as MBB-0707983

Licensed by the Delaware Office of the State Bank Commissioner as 010542

Licensed by the Colorado Department of Regulatory Agencies as 100015174

Applicable For Virginia Loans: The stated
rate may change or not be available at the
time of loan commitment or Lock In.